| Loan amount |
Depends on the number of created new work places.
For one work place is allowed 20,000 lei (for 2008 year)
|
Loan currency |
Moldavian leu
|
Maturity |
Up to 3 years
|
Grace period for loan payment |
a) Up to 12 months for the production and construction projects;
b) Up to 6 months for providing service projects.
|
Annual interest rate |
3.5 %, floatable |
| Commission |
No commission for examination
|
Loan purpose |
Financing of:
а) current necessities – up to 80% of total project;
b) investment necessities - up to 60% of total project;
c) mixed purposes: current and investment necessities – applying the clauses listed in p. a) and b).
|
| Purpose of loans will not be used to finance |
Acquisition of real estate, transport facilities or other assets for personal interest and use.
|
Collateral |
a) Movable property or real estates, accepted by the bank;
a) Bank guarantees and deposits.
|
Eligible borrowers |
Micro, small and medium enterprises; farmers and farms association; unemployed persons registered at Employment Agencies (EA), which assume to practice entrepreneur activity, have positively passed the entrepreneurial instruction courses, and satisfy the following conditions:
a) practice entrepreneur activity in production, construction or providing services fields;
b) assume the obligation to assure with created work places, at the least 50% of unemployed persons registered at EU and keep them at the least 3 years, satisfying the condition of no breaking the labor legislation.
|
