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31.01.2005 Official opening of Branch # 8 in Soroca.
   On January 27, 2005 in the Northern part of the Republic of Moldova an official opening of Branch # 8, which is located in the city of Soroca (160 km to the North of Chisinau), 2, Vasile Alecsandri Street took place.

As during the opening of two previous Branches # 4 in city of Caushani and # 5 in Orhei city, the ceremony of opening of the new branch was attended by official authorities of the region and city, representatives of the Treasury, actual and potential corporate clients of the bank.

27.01.2005 Official opening of Branch # 5 in Orhei.
   On January 26, 2005 official opening of the Branch # 5, located at the address: 15 A, Scrisului Latin Street in the center of the Orhei city (50 km to the North of Chisinau) took place. In the ceremony of opening participated the official authorities of the region and the city, representatives of the Treasury, and representatives of existing and prospective corporate clients of the bank.

26.01.2005 Official opening of Branch # 4 in Caushani.
   Branch # 4 in the city of Caushani, located 80 km. to the South of Chisinau was opened on January 25, 2005. Official authorities of the region and representatives of the organizations and corporate clients of Eximbank participated in the event.

Opening of the branch was in accordance with the strategy of the bank - to provide high quality bank services to each customer. It was the next step of the expansion of the bank services in Caushani following previous opening of Representative Office # 14 of the JSCB “Eximbank” in September of 2004.

26.01.2005 The JSCB "Eximbank" has revised the interest rates on the time-deposits attracted from individuals.
   Executive Board of Directors JSCB "Eximbank" at its meeting on January 24, 2005 adopted a decision to decrease the interest rates on the time-deposits, attracted from individuals, starting February 01, 2005.

26.01.2005 JSCB "Eximbank" has achieved the fastest growth of assets in the banking system of the Republic of Moldova by the results of activity in 2004.
   This fact was mentioned at the extended meeting of the Board of Directors JSCB "Eximbank", which took place on January 21, 2005. At the event President of the Bank Mr. Marcel Chirca reported the preliminary results of the bank’s development in 2004.

24.12.2004 The drawing of the money prizes of the "Christmas" deposit accounts took place December 23, 2004
Dear customers,

We are proud to inform you about the drawn winning numbers of the money prizes of the "Christmas" deposit accounts, opened between October 15 and December 15, 2004. The drawing took place on December 23, 2004.

List of prizing deposit accounts.

06.12.2004 Eximbank renewed its licenses for broker and dealer activities on the securities market.
    The National Securities Commission at its meeting on December 2, 2004 adopted a decision to provide to Eximbank licenses for broker and dealer activities on the securities market for another five years.

06.12.2004 Results of the Extraordinary Meeting of Eximbank shareholders.
   An Extraordinary Meeting of Eximbank shareholders was held on December 6, 2004. The purpose of the meeting was to approve the 7th issue of shares totaling 14,340,000 MDL for further development and capitalization of the Bank. After the issue of the shares the tier one capital of the Bank will be 97 million MDL and will exceed the minimum limit of capital as of June 30, 2005 established by the National Bank of Moldova for the banks holding license "B".

17.11.2004 Eximbank has been declared one of the two winners as a result of a broker company selection for sale through the Stock Exchange of securities sequestered by the State Tax Inspection.
    On November 12, 2004 an agreement was signed between Eximbank and the State Tax Inspection at the Ministry of Finance of the Republic of Moldova on sale by the Bank on behalf of the State Tax Inspection of sequestered securities through the Stock Exchange. This decision of the State Tax Inspection followed the examination in September 2004 of the applications submitted by broker companies participating in the tender.
12.11.2004 JSCB "EXIMBANK" has signed a subsidiary loan agreement with the Credit Line Directorate of the Ministry of Finance of Moldova.
   The agreement envisages the intermediation of the bank in granting loans within the framework of the Rural Investment Services Project financed by the World Bank. Under this Project long-term loans (up to 15 years) with preferential interest rates are to be provided to companies and individual entrepreneurs conducting business in the rural areas.

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Bank’s policy on management of risk
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Sale of repossessed property
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