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30.03.2005 The General Meeting of Shareholders will take place on April 27, 2005.
   The forthcoming meeting has to review and approve the financial results of the Bank's activity in 2004, in particular the reports by the Board, the Revision Committee, as well as the annual report of EXIMBANK’s activity and the Report of Execution of the Business-plan.

25.03.2005 JSCB “Eximbank” has signed collaboration Agreement with Sanpaolo IMI bank.
   On March 23, 2005 Eximbank signed a collaboration Agreement with Italian Sanpaolo IMI bank to provide services under the money transfer program «Getmoney to Family». Under this Agreement individuals will be able to make money transfers from Italy to the Republic of Moldova on advantageous conditions. Money can be send through the large network of the Sanpaolo IMI’s group, which includes more than 3,000 Branches in Italy.

23.03.2005 JSCB “Eximbank" has changed its terms and conditions for banking services.
   Eximbank Executive Board at its meeting on March 11, 2005 adopted a decision to change, starting April 1, 2005 the terms and conditions for the banking services provided to individual and legal customers.

21.03.2005 Eximbank has opened currency exchange office in Comrat City Hall building.
   On March 21, 2005 a new currency exchange office in Comrat (110 km to the South of Chisinau) begins its activity. The new exchange office is located at 36, Tretiacov Street.

The exchange office is open from 08:00 till 17:00, Tuesday to Friday with lunch break from 13:00 to 14:00, and from 08:00 till 13:00 on Saturday.

18.03.2005 JSCB "Eximbank" has reduced loan base interest rates.
   Eximbank Executive Board at its meeting on March 11, 2005 adopted a decision to lower the base loan interest rate by 1 % to 22 % p.a. The reduction applies to the loans in the national currency to be granted to corporate customers out of the bank’s funds.

17.03.2005 JSCB "Eximbank" has revised interest rates of time deposits for individuals.
   Eximbank Executive Board at its meeting on March 11, 2005 adopted a decision to reduce interest rates on fixed rate time-deposits attracted from individuals. The changes will apply to future
time-deposits both in local and foreign currencies and will not affect the time-deposits opened before March 18, 2005.

15.03.2005 JSCB "Eximbank" becomes founder of the Interbank Credit Guarantee Society.
   On February 24, 2005 the State Registration Chamber at the Information Department of the Republic of Moldova has registered the Interbank Guarantee Society
"Garantinvest" LTD. The Society was created to promote assistance to a wider range of entrepreneurs with solid plans for business development, but lacking adequate collateral to qualify for a bank loan. Under the program the Society will guarantee up to 50 per cent of the bank loans not exceeding the equivalent of USD 10,000 received by such a borrower.

08.02.2005 JSCB "Eximbank" decreased the base interest rates on loans.
   Executive Board of Directors JSCB "Eximbank" at its meeting on February 03, 2005 adopted a decision to decrease the base interest rates on loans, both in national and in foreign currency by 2.0 per cent.

31.01.2005 Official opening of Branch # 8 in Soroca.
   On January 27, 2005 in the Northern part of the Republic of Moldova an official opening of Branch # 8, which is located in the city of Soroca (160 km to the North of Chisinau), 2, Vasile Alecsandri Street took place.

As during the opening of two previous Branches # 4 in city of Caushani and # 5 in Orhei city, the ceremony of opening of the new branch was attended by official authorities of the region and city, representatives of the Treasury, actual and potential corporate clients of the bank.

27.01.2005 Official opening of Branch # 5 in Orhei.
   On January 26, 2005 official opening of the Branch # 5, located at the address: 15 A, Scrisului Latin Street in the center of the Orhei city (50 km to the North of Chisinau) took place. In the ceremony of opening participated the official authorities of the region and the city, representatives of the Treasury, and representatives of existing and prospective corporate clients of the bank.

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Bank’s policy on management of risk
Specimen signature card and authority level for correspondent accounts
Licence and Extract from the State Register of legal persons
Governance code
Correspondent banks
Sale of repossessed property
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