The JSCB "EXIMBANK" offers a wide range of time-deposits in MDL,
US dollars and EURO.
Deposits are guaranteed in accordance with the Law № 575-XV of 26.12.2003 “On guaranteeing deposits of private persons in the banking system”.
 More detailed information
“AVANTAJOS” Deposit
- Deposit term - 60 months.
- The minimum amount of the deposit is 10 000 MDL, 1000 US dollars,
1000 EURO
- Monthly interest payment.
- Interest rate could be changed on January 1st and July 1st each year , max. variation:
MDL (±1%),
EURO, USD (±0,5%)
- Possibility of withdrawal up to 25% of the deposit amount twice per year, from January 5 to January 20 and June 5 to June 20 every year
- Advantage of a free bank card for payment of interest; will participate in the lottery, organized by Bank during the term of deposit
- Minimum amount of the deposit can not be less than total amount of the paid interests
| The minimum amount of the deposit |
The minimum amount of the replenishment |
Interest rate, % annual |
| 10 000 MDL |
unlimited |
18.5 |
| 1000 USD |
10.25 |
| 1000 EURO |
9.5 |
Time-deposits from 1 month to 36 months (in MDL, US dollars, EURO)
- Minimum amount of deposit - 10 000 MDL, 1000 USD, 1000 EUR.
- Monthly interest payment.
| Currency of the deposit |
Minimum amount of deposit |
Deposit terms, months |
| 1 |
3 |
6 |
9 |
12 |
24 |
36 |
| Fixed interest rates, % annual |
Floating interest rates, % annual |
| MDL |
10 000 |
5 |
13 |
21 |
21.5 |
22 |
22.5 |
22.75 |
| US dollar |
1000 |
2 |
6.25 |
13.5 |
13.75 |
14 |
14.25 |
14.5 |
| EURO |
1000 |
2 |
5.25 |
12.75 |
12.9 |
13.2 |
13.25 |
13.5 |
The time-deposit "Universal" allowing additional replenishment and partial withdrawal from account (in MDL, US dollars, EURO) Fixed interest rates
- The minimum amounts of the deposit is 10 000 MDL, 1000 US dollars,
1000 EURO;
- The minimum amounts of the replenishment or withdrawal is 500 MDL, 100 US dollars, 100 EURO;
- Deposit terms - 6 months and 12 months;
- Interest payment - monthly with possible capitalization;
- Possibility to withdraw or replenishment of the account.
| Currency of the deposit |
Interest rate, % annual |
| 6 months |
12 months |
| MDL |
12 |
16 |
| US dollar |
8 |
9 |
| EURO |
7 |
8 |
The time-deposit account allowing replenishment of
the account
(in MDL, US dollars, EURO)
Fixed interest rates.
- The minimum amount of the deposit is 10 000 MDL, 1000 US dollars,
1000 EURO;
- Deposit terms - 6 months and 12 months;
- The minimum amount of the replenishment is 3000 MDL,
300 US dollars, 300 EURO;
- Quarterly interest payment;
- Possibility of account replenishment during the first 4 months for the
6 month deposits and during the first 9 months for the 12 month deposits.
| Currency of the deposit |
Interest rate, % annual |
| 6 months |
12 months |
| MDL |
18 |
19.75 |
| US dollar |
11.25 |
11.4 |
| EURO |
11 |
11.1 |
Bank details for replenishing a deposit account
Interest rates on the deposits In case of early withdrawal of the principal by the account holder:
- for deposits with fixed interest rates, Bank doesn’t pay interest; the interest paid earlier is deducted from the amount of the deposit;
- for deposits with variable interest rate, Bank pays the interest rate applied for demand deposits on the date of deposit cancellation; interest paid earlier is deducted from the amount of the deposit.
The documents required for opening the deposit account:
1. The identification card (passport);
2. A copy of the identification card (passport).
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